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Do you have to sue after getting in a car accident?

On Behalf of | Dec 3, 2020 | Personal Injury |

You’ve probably heard stories about people filing lawsuits after suffering from car accidents in the state of Oklahoma. If you’ve been in a car accident yourself, you might be thinking about pursuing a settlement. But do you really need to file a lawsuit? In some cases, you might not need to take the matter to court to receive compensation.

Do you need to file a lawsuit after a car accident?

Before you start seeking compensation, you need to know exactly how much compensation you’re entitled to. An attorney may help you figure out the exact numbers so that you don’t end up accepting a low offer. Once you’ve done that, it’s time to figure out if you should sue or file a claim. If the other driver had car insurance, your attorney might help you file a claim and negotiate for a fair settlement.

If the other driver didn’t have car insurance, you might want to sue them for damages. However, there’s no guarantee that you’ll receive compensation; if the driver didn’t have insurance, they might not have other assets, either. You can also reach out to your own insurance company after the motor vehicle accident and file an uninsured motorist claim. Your insurance company might give you a payout to cover the damages that you’ve suffered.

You can also sue the driver if they have insurance but their insurance won’t pay out the damages. In this case, the insurance company might step in and represent the driver in court.

Do you need an attorney after a car accident?

An attorney may protect you from insurance companies by ensuring that you don’t accept a low offer. Additionally, an attorney may help you file a lawsuit if the other driver doesn’t have insurance or their insurance company denies your claim.